It really is. I was excited when I got it but it just didn't look right on my hand. I wear, primarily, bands and itty bitty stones. These stones are very prominant (sp).
Most likely not. When I got it, it was in a tiny zip lock bag with a small tag telling me the size and that's it. It's got a few tiny letters on the inside band so I'm assuming there's some sort of sterling silver under there somewhere...but I can't be entirely sure.