some people have lives outside of the Internet and can't get on 24/7 not to mention its a holiday weekend. if it is fake big whoop. you get your credits back then. I mean really people? do you have to be rude to everyone? every new person that lists something worth while isn't automatically a fake. I didn't even realize that you could get verified until a few days ago.
you dont really need a Bank or CC to get verified you can get verified through Facebook, Twiiter, Phone. in order to get your credits you have to file a dispute which take up to 9 days after filed. seller must respond within those 9 days its all in the rules