You should go to PayPal (check your Apps Page) & get a PayPal Account. It's easy, then people can put the shipping charges into your account & you can pay shipping on things you might bid on & win. It makes it so much easier & safer to pay & receive money online. There are also many other ways you can use PayPal, purchasing from Amazon & eBay & other stores. If you're going to be using the Listia, it's GREAT! It also protects you & your bidder.