Incorrect. People do the math wrong. If you GIN the item for 20000 credits Listia takes 2000 leaving me 18000 then if I sell my credits back at 7100 (the current rate) the amount is 2.54 gross. Listia also gets 20% of that, leaving the net at $2.02. That means if the shipping is 'only' $3.00 I am now down .98 cents plus the cost of my item.