F&W means they have hit the fan button and are watching your auction. I sent an Xbox game across the country the other day with shipping confirmation for $3.96. So it would probably be even cheaper than that. I would set up a paypal if I were you. Its the safest way to exchange money on these sites and you will get more bidders that way. Hope this info helps.... Message me if you need any help with anything. I am a newbie too but I have pretty much figured it out lol
All you have to do is set up a paypal and then give the winning bidder the email address you use for paypal. You dont have to connect it with Listia. That's how I do it.
Yes, you have to add it to a bank account but the money will sit in your paypal account until you do. Or if you dont want to add an account, you can spend the paypal money online without having to link it to an account too.