F & w means fan u & w = watching ur auction bid=b which is what i just did i, f w &b is this one of those cross given to the beneficary of the person who just died ? i know i have my dad. i am still bidding but just want to know if they're no seller remorse?
If it is pure silver and gold than I would say there should be a marks stamped on it. I believe you have a cross that is given to the family after a loved one has passed. Unfortunately, I have three of these.