Ok. Sorry :( Why don't you open one ? It's free to open paypal account, all you need to do is link your credit card or debit card. I've been using paypal for 5-6 years, since i move to america. It's safe & they have buyer protection program that will protect you from being fraud.
I don't work either, I'm a stay at home mom with almost 2 toddler boy & 15 years old stepson. The Paypal fee wasn't much, probably around 50 cents. You get charge the fee when you get money from people. But they didn't charge you when you send out money to other people. My husband budget me to spend 200ish for a month on everything I want & for the boys too. That's why I sell some stuff that I don't use much, get a bit of money, & use that money to get what we need or want ;)
Yeah I don't have money to pay for people to pay for shipping lol. That's just crazy. Wish there was an easier way! I get rid of my kids' old stuff on here to get credits for new stuff for them. Don't get a lot though and it's so hard on me having to go to the post office see how much it costs to everyone's zip code. I need my own scale lol would be easier for sure!