"When the auction ended with a very low bid, the seller messaged me and said that they had convenien ... " (more)tly "lost" the card and since "its just not suitable to let me wait till they find it" they would refund my credits immediately (which they did refund immediately, which is the only nice thing I can say about this seller). When you list an item, you should honor it regardless of the final bid. Having to let something go for far less than you would like is a risk you take when you list it. I know that I am not the only one who has let something go for less than it was worth. I guess some of us have more honor, pride and values than others. "