"I offered this bidder many options when she bid AFTER I put a msg on auction page about the low cre ... " (more)dits. I made a mistake thinking I could work with this bidder but she's bitter that she couldn't get a 35$ pr of brand new shoes for $2.50 and VERY low credits. I did not REFUSE to trade, I tried to come to a fair deal with her. I refunded her credits as soon as possible, like I promised I would do. I am far from greedy, I have kids myself and am disabled. I do what I can for my family since only my hubby can work and I have an extremely expensive to treat disease. (MS in women is known to be the most expensive long term disease in the US.) I learned not to list expensive items again until Listia gives sellers the option to start at credits higher than 100."